Debt
Keep a tally of the money you’ve saved each month. It should still be in your possession! Add this amount to the minimum payment on one particularly bothersome credit card. Now, you begin to eliminate debt, rather than increasing it. More …
Recently new bankruptcy laws have come into effect that require debtors to attain consumer credit counseling first, and reach an agreement with creditors without having to involve the lawyers and courts. Bankruptcy is final and drastic; it stays on your credit record for ten years, and legally, you can file every seven years if you […]
The first step in repairing bad personal credit is of course identifying that you in fact have it and more importantly, why. So a good place to start is with a credit report. There are a number of websites today that offer credit reports. While some of these sites are somewhat dubious, […]
Get Your Equifax Credit Report Now!
TO CALL EQUIFAX
For general concerns - call 1-800-685-1111
To report or investigate fraud - call 1-800-525-6285
TO WRITE
To send snail mail correspondence - write to:
PO Box 740241, Atlanta, GA 30374
Experian – www.experian.com – Experian also offers products and services to protect against fraud, to check 3-credit bureau reports, to check vehicle […]
There are some credit card lenders out there who are trying to scam you. They’ll offer you a good interest rate, wait for you to spend a lot of money, and then suddenly jack up the interest through the roof. Suddenly you’re screwed, with nowhere to go.
Is That Legal?
Well, it shouldn’t be, and in most […]
The good news is that there are steps you can take to get out of debt and it won’t take nearly as long as you think. The first thing you need to do is take action. Don’t wait another year or even another month. Once you decide that you need to make a plan, do […]
Have you ever felt like the bills are weighing you down? Maybe those common expenses are getting out of hand. Are you maxing out credit cards just to keep up? Well, if this sounds all too familiar, then you’re not alone. Many of us struggle with the hardships of finances and debt. This doesn’t have […]
Sure, we all want to know the fastest way to eliminate credit card debt. That’s a given. The major question is; how do we get started? This is a tricky question for some, but not for me. I think the most prudent thing to do at this point is to examine how many credit cards […]